TERMS & CONDITIONS

TERMS & CONDITIONS GOVERNING YOUR USE OF THIS WEBSITE

Last Updated — July 2019

PLEASE READ THIS TERMS & CONDITIONS AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE. Law Office of J.A. Cambece ("we," "us" or "Office") provides this website and website-related services, if any, (collectively, the "Site") subject to your compliance with the terms and conditions set forth in this agreement (the "Agreement"). This Agreement governs the relationship between us and you, the Site visitor, with respect to your use of the Site. Therefore, this law firm and its staff cannot provide any legal guidance or assistance to any consumer. We are engaged in the collection of consumer and/or commercial debt.

It is important that you read carefully and understand the terms and conditions of this Agreement. BY USING THE SITE, YOU AGREE TO BE BOUND BY THIS AGREEMENT. If you do not agree to these terms and conditions, you must not use the Site.

We may, at any time, at our sole discretion, revise or otherwise update this Agreement by posting an amended Agreement on the Site; any changes that we make to this Agreement will be effective immediately upon posting. Please check this page periodically for changes to the Agreement; you will be able to determine if this Agreement has been changed since your previous visit by viewing the "Last Updated" information that appears at the top of this Agreement. Your use of the Site following the posting of an updated Agreement constitutes acceptance of the updated Agreement.

Further, we reserve the right, at any time, to modify or discontinue, temporarily or permanently, the Site (or any part thereof) without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, discontinuance of the Site or of any Materials (as defined below).

If you have any questions about this Agreement, please contact the Office at the following address: 484 Lowell Street, Suite 2A, Peabody, MA 01960.

1. Important Notices. We make available the information and materials on the Site (the "Materials") for general informational purposes only. Further, the Materials are general in nature and may not apply to particular factual or legal circumstances. In addition, unsolicited emails and information sent to us do not create a relationship with us.

2. Rules of Conduct. You agree to comply with all applicable laws, rules and regulations in accessing and/or using the Site and/or any Materials. In addition, your use of the Site is conditioned on your compliance with the following rules of conduct. You agree not to:

3. Office Proprietary Rights. You acknowledge and agree that the Site and the Materials are, and shall remain, the property of the Office and are protected by copyright, trademark and/or other proprietary rights and laws. Except as expressly authorized in advance by us, you agree not to copy, distribute, transmit, display, perform or create derivative works of the Site or any of the Materials, provided that, subject to your compliance with this Agreement, we do grant to you a limited, personal, revocable, non-transferable and non-sub licensable license to (a) access the Site and the Materials via the Internet solely for purposes of viewing such materials and (b) to print out pages of the Site for your personal, non-commercial use.

All trade names, trademarks and service marks on the Site that are not owned by us are the property of their respective owners. The trade names, trademarks and service marks owned by the Office, whether registered or unregistered, may not be used in connection with any product or service that is not ours or in any other manner that is likely to cause confusion or dilution. Nothing on the Site should be construed as granting, by implication, estoppel or otherwise, any right or license to use any of the Office’s trade names, trademarks or service marks without our prior express written permission.